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Major life insurers are deploying proprietary LLMs to analyze medical records and financial statements. This shift promises to move traditional underwriting from weeks to mere minutes for standard risk profiles.
Read MoreAs weather patterns become more volatile, P&C firms are partnering with aerospace startups to monitor roof conditions and vegetation encroachment in real-time. This proactive approach aims to lower claims through early warning systems.
Read MoreTelehealth platforms are increasingly offering direct-to-consumer insurance plans at the point of sale. This integration is challenging traditional brokerages by simplifying the purchase journey for Gen Z consumers.
Read MoreThe European Insurance Authority has released a framework requiring carriers to explain automated decision-making processes. This move aims to prevent bias in automated premium calculations for high-risk regions.
Read MoreOur annual deep dive into the investment landscape shows a pivot from growth-at-all-costs to sustainable profitability. Download the full 40-page PDF report for free today.
Next-gen telematics are utilizing smartphone sensors to detect distracted driving and harsh cornering with 95% accuracy. This data is enabling more personalized "usage-based" premiums.
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